esia's Frequently asked questions (Faqs)

Q: What types of Life Insurance do you have?

A:  ESIA provide Term Life Insurance, Universal Life Insurance, Index Universal Life, Whole Life, Simple Whole Life (no medical), Graded Life Insurance (no medical), Family and Individual, and has various options to fit your needs. Monthly payment, preferably EFT funds.  We don't accept cash.

Q: Do you have Annuities?

A:  Yes, ESIA provide both Fixed and Index Annuities 

Q:What commercial vehicles do you cover?

A:  Insurance covers Semis, Tractor Trailers, Non-Emergency Medical Transpiration (NEMT) , Food Trucks, Delivery Vans, Dump Trucks, Tow Trucks and other Commercial Vehicles.

Q: What types of Health Insurance do you have?

A:  ESIA provide Short Term Health, COBRA, Individual and Family Health Insurance, and has various options to fit your needs. Monthly payment, preferably EFT funds.  We don't accept cash.

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Q:Do you have any food or prescription drug discounts?

A:  Yes, you can get $217 coverage for healthy food and over-the-counter products. 

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Q: I have a new building going up.  What coverage does ESIA provide?

A: ESIA provides Builders Risk, Vacant property coverage, Construction sites including commercial  trucks and more.

Q:  I have a beauty shop, how can I get insurance and how long does it take?

A:  ESIA insures all types of businesses / commercial property.  ESIA provides quick quotes, sometimes on the spot, and can get you covered as soon as possible.

Q:  Do you provide Renter's Insurance?

A:  ARE YOU COVERED? Landlord's insurance DOES NOT cover your personal properties.  ESIA insures renters which protects your personal properties in case of a loss.  You can get coverage for personal properties up to $50,000 and covers $100,000 liability.  Renter's insurance includes apartments, condos and  homes, so you don't have to come out of pocket for loss.